SacramentoCare

Care Financing Roadmap

Answer a few questions about your situation — assets, income, veteran status, existing insurance, and the care you need — and get back a free, personalized report mapping out which paths actually apply to you: Medi-Cal, VA Aid & Attendance, long-term care insurance, or private pay. Every figure is sourced to the current DHCS/VA rules for Sacramento Countyfamilies, with citations to our full guides for anyone who wants the detail.

This is educational information to help you organize your options, not legal or financial advice — the full report explains exactly where to confirm the details before you act on them.

Step 1 of 4

Household & assets

How this works

This isn’t an AI model guessing at an answer. Your answers run through a fixed set of rules built from the same sourced figures used throughout this site’s guides — the 2026 Medi-Cal asset limits, the VA Aid & Attendance net worth threshold, the 30-month Medi-Cal look-back, and Sacramento County’s specific IHSS, MSSP, and Assisted Living Waiver status. Every path in your report links back to the exact guide it’s sourced from, so you can check our work.

Questions

Is the Care Financing Roadmap really free?

Yes. There's no charge and no payment information required. Answer the questions and your report generates immediately.

How is this different from the free guides on this site?

The guides explain how each program works in general. The Roadmap applies those rules to your specific numbers — your assets, income, veteran status, and insurance — and tells you which paths actually apply to your situation.

Is this generated by AI?

No. The report is built from a fixed set of rules based on your answers, not an AI model guessing at an answer. Every figure it uses (Medi-Cal asset limits, VA net worth limits, look-back periods) is sourced to a specific DHCS or VA document, the same sources cited throughout this site's guides.

Is this legal or financial advice?

No. It's educational information to help you organize your options and know what questions to ask next. Confirm any decision with DHCS, the VA, or a qualified elder-law attorney — the report tells you exactly which of those applies to your situation.

What happens to my information?

It's used to generate your report and email it to you, and to let us know a family in the area needs this kind of help — never sold. See our Referral Disclosure for how we handle any paid listings shown in your results.

Prefer to read first? Start with the overview guide.